eCommerce Website Hosting
eCommerce websites that accept credit cards and process payment on their website must have an SSL security certificate. SSL, or Secure Socket Layers, encrypts the sensitive banking information to protect it from identity theft. A dedicated IP address is required in order to install an SSL certificate on the hosting server.
To process payments directly on your website, you need a merchant account and Internet gateway to authorize the banking information, process the transaction and transfer the funds into your bank account. Merchant accounts are contracts under which a bank extends a line of credit to a merchant who wishes to accept credit card payment transactions of a particular credit card brand. Without such a contract, one cannot accept payments by any of the major credit card brands. A merchant can bypass a merchant account by using PayPal or Google Checkout, which process payment for you on their servers. However, processing payment on a third party website such as PayPal and Google Checkout is not the preferred method.
What is an IP?
Every website domain name has an IP address assigned to it. An IP address is the real numerical address of a website or server. Domain names were adopted because people can remember names much easier than long IP numbers like 234.123.66.7. IP, or Internet Protocol, is the primary network protocol used on the Internet. IP supports unique addressing for computers on a network. Data on an IP network is organized into packets.
What is a Dedicated IP?
Larger websites and ecommerce enabled websites have dedicated IP addresses. This means that the website is the only one on the internet using that unique IP number. For example, if you typed 209.131.36.158 into your web browser's address bar you will see Yahoo's website. This is Yahoo's dedicated IP address and no other website uses it. This is the unique address on the Internet that has been attached to the domain name yahoo.com.
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